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Why engage a STUDY INSURANCE ?


Participating in a language course at a school is an exiting event. If you are going abroad for a few weeks, for several months, or even for a whole year, having good insurance will give you considerable peace of mind. One that will pay for all the necessary expenses which you could become liable for during your stay abroad.

This insurance pays medical expenses, extra traveling expenses to your home country, or for a close relative to visit you abroad in the case of emergency, and in a number of special cases, we will also pay the return journey from the language school, if you have to go home during your language course.

A language course is often quite expensive. Therefore, we will pay the proportional part of your course fees if you have to cut short your stay abroad due to an emergency.


Finally, we naturally also cover personal liability. There is also coverage for any damage you cause to goods of the language school, to library books and replacement of damaged locks

Your luggage is covered during your journey there and back. I you want, you can also expand your insurance to cover your luggage during the entire stay abroad.


In the case of insurance periods longer than 3 months, you are also insured for medical expenses in your home country, and for luggage on the journey there and back, during a one-off visit home. This visit is limited to a maximum of 21 days.


Leisure Cover

The language policy will also cover you during your leisure travel prior to or after your participation in the language course. There is a limit however of one month to this period. If you are traveling for a longer period you can take out a normal Iati travel insurance.


For whom?
This policy is intended especially for people who go abroad to do a language course at a language school. This includes people who go for a few weeks, but also people who go for a whole year. The main condition is that a course fee has been paid.


Important note:
If you come from a European country the european rate applies: If you come from outside of Europe eg, USA, Australia etc. the world rate applies.



Overview of the services


 Insurance services

 (All amounts are in Euros)

  Limits

 Medical and sanitary assistance abroad

 Up to 60.000 €
 Dental treatments  Up to 150 €

 Repatriation or sanitary transport of injured

 or sick persons 

 Full amount of the costs 

 Journey of a family member in case

 of hospitality

 Full amount of the costs 
 Overseas stay treatments  420 € (10 days 42 € per day)
 Convalescence in a hotel  420 € (10 days 42 € per day)

 Repatriation or transport of the insured

 deceased person

 Full amount of the costs 

 Journey of a family member in case

 of decease

 Full amount of the costs 

 Early return in case of hospitality

 of a family member

 Full amount of the costs 

 Early return in case of an accident at

 home or working local of the insured person

 Up to 1.000 €
 Transfer of urgent messages  ARAG Service

 Search, localisation and sending of

 lost luggage

 Full amount of the costs
 Robbery and dammage of luggage  Up to 900 €
 Lost of classes 600 € (25 days 12 € per day)
 Journey compensation  Full amount of the costs

 Defence on the penal liability abroad

 Up to 3.005,06 € (treatments+deposits)
 Legal information abroad  ARAG Service

 Reclamation of hurts abroad

 Treatments up to 3000 €

 Reclamation of purchase contracts abroad

 Treatments up to 3000 €

 Reclamation of service contracts abroad

 Treatments up to 3000 €
 Guarantee of private civil liability  Up to 60.000 €


 

PRICE (per person)
 

 Duration  Europe

World

 Up to 7 days  12,04 €  20,09 €
 Up to 15 days  21,65 €  37,61 €
 Up to 31 days  31,26 €  60,41 €
 Up to 62 days  57,78 €  115,87 €
 Up to 93 days  84,31 €  168,80 €
 Up to 124 days  113,13 €  224,10 €
 Up to 155 days  141,04 €  277,19 €
 Up to 186 days  168,77 €  325,15 €
 Up to 217 days  196,52 €  378,08 €
 Up to 248 days  224,43 €  431,00 €
 Up to 279 days  253,09 €  483,91 €
 Up to 310 days  279,62 €  536,82 €
 Up to 341 days  305,99 €  592,30 €
 Up to 365 days  332,51 €

 642,50 €


Amendment adventure/ski         10% minimum 17 €

(see specific insurance services and limits)